Effect of having a hot CPU

I'm using an i5 4570 and I only have a stock heatsinks, sometimes my CPU reaches 80 degrees celsius, my brother (has been working with computer for a long time) said it won't really affect my PC that much, and I should only be scared of this heat if I'm an overclocker (I'm not an overclocker), Is this true? just asking
Reply to Ralphguy
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    wont really harm it, but you are getting close to throttling temps, so if it goes much higher you will get reduced performance.
    Reply to RobCrezz
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