for average home use, the difference between good SATA (or M.2 SATA) SSD and NVMe (M.2) SSD is next to none.
On my system with M.2 SATA (540MB/s) windows boots in ~5 seconds. file operations are extremely fast, programs launching almost instantly and games load time is very fast.
I have a macbook pro with 3 times faster SSD and can't say I "feel" the difference. Only when it comes to running multiple VMs with intensive I/O